Gaining a reward when one spends money on purchases is an impressive way of gaining value on your expenses, and credit cards offer this in such an amazing way. Some cards serve just one particular market, whilst others go beyond a single niche and can be used in rather multiple instances. Find the type that focuses on your kind of daily needs, and here we’ve identified the 5 top credit cards that are highly preferred by Americans.
This card from American Express feature a 0% intro APR on purchases for 12 months from the date of account opening, then a variable APR, 15.49% to 25.49% and a $350 statement credit, only when you spend $3,000 within the first 6 months in purchases on your Card. It possesses a very strong cash back rate which can make you not look the other way.
Apply for this card via https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/
This offers a very cool intro bonus of 50,000 bonus points when you spend $2,000 in eligible purchases within 120 days of account opening. Be assured to enjoy 10 times reward rates, that’s a lot right, and not only that, there’s absolutely $0 annual fee in your first year, and thereafter a $95 fee billed annually. So you got to make the first year worth the ride.
This card from American Express offers one of the highest intro bonuses of 100,000 Membership Rewards® points after you spend $6,000 in your first 6 months of Card Membership. It has an annual fee of $695, also the highest amongst its mates and considered best for the frequent traveler. Additionally, it has extra annual credits of almost $1k for hotel fees, airline fees, CLEAR credit, digital entertainments, Walmart+ credit and Global Entry application fee.
If you’re on a lookout for a more reward earning card, look nowhere other than the Chase Sapphire Preferred® Card.
Here’s why; first of all, for spending just $4,000 in the first 3 months, you’re awarded $750 (that’s 60,000 bonus points). Additional rewards include a total of 10 times reward rates on travel, dining and all other travel purchases plus more. It has an annual fee of $95.
This card caters for new and small business credit needs. It offers great cash back rewards on purchases needed to successfully run a business including 5% cash back on first purchases at office supply stores and on all connectivity expenses. Also it charges no fee on new cards for employees as well as a 0% APR offer for new sign ups and absolutely no annual fee. So if you’re looking to manage a business with few employees, it might be worth checking this out so you earn while you spend your money.
You realize that all the credit cards offer amazing perks and rewards in many different packages, and you can easily miss the one that will suit your preference rather perfectly. Hence in considering a card with multiple offers like gas and groceries, and charges no annual fee, it’s agreeable to subscribe to the Blue Cash Preferred® Card. For the acute traveler, the Platinum Card from American Express is definitely the best choice to meet your traveling needs and finally the Chase Ink Business Cash® Credit Card for Business individuals with few employees and administrative or general expense list.