Top 10 New Bank Account Promotions & Offers in 2022
Did you know you can make more than $100 in sign-up bonuses and offers when you open a new bank account? Every month, several banks in almost all 50 states in the US offer promotions to new and previous customers on lucrative bonuses, some worth over $1,000 whilst others offer special privileges in the use of their services.
Here are 10 of such banks giving amazing bonuses and offers you definitely can’t afford to miss.
1. BMO Harris PremierTM Account
The BMO Harris PremierTM Account offers you a $500 cash bonus when you open an account by Sept. 30, 2022, and receive a total of at least $7,500 in qualifying direct deposits within the first 90 days of your account opening.
Additionally, it offers ATM surcharge rebates up to $25 per monthly statement period, unlimited transactions at non-BMO Harris ATMs, interest on your checking balance and potential generous Relationship Package benefits.
Apply via https://www.bmoharris.com/main/personal/checking-accounts/digital-offer/
2. BMO Harris Smart AdvantageTM Account
This account type offers an easy-to-attain new bank account promotion that’s very similar to the Premier bonus opportunity..
You get a $300 cash bonus when you receive a total of at least $4,000 in qualifying direct deposits within the first 90 days after your account is open, although this offer is available when you open a new BMO Harris Smart AdvantageTM Account by Sept. 30, 2022.
Apply via https://www.bmoharris.com/main/personal/checking-accounts/digital-offer/
3. Citi Priority Account
This offers a checking account bonus worth up to $2,000 when you open a Citi® Priority Account and complete certain required activities including opening a new eligible Citi® Priority checking account during July 18, 2022 to Jan. 9, 2023, making a qualifying deposit of funds within 20 days of account opening, making sure that you keep a minimum balance not less than your initial deposit and others.
Offer ranges from $200 to $2,000 based on your minimum deposit and balance.
Apply for this account via https://www.citi.com/
4. Chase Total Checking®
This too offers a $200 bonus within 15 business days after you set up direct deposit within 90 days of coupon enrollment with criteria to be met such as to execute direct deposits totaling $500 or more made to the account, maintain a $1,500 minimum daily balance, maintain an average daily balance of $5,000 or more in qualifying linked deposits or investments and pay at least $25 or more in qualifying checking-related services or fees.
Apply via https://account.chase.com/consumer/banking/XL22672?
5. Discover Online Savings Account
You earn a $150 or $200 account opening bonus after you apply for this account between June 16, 2022, and Sept. 15, 2022.
Before qualifying for the account, you need to fund the account with qualifying cumulative deposits within 30 days of the account opening date and the total cumulative funding amount must be at least $15,000 to qualify for the $150 bonus or at least $25,000 to qualify for the $200 bonus.
Apply via https://www.discover.com/online-banking/savings-lng-04/
6.Fifth Third Momentum® Checking
This account offers its you with a $375 cash bonus when you complete their activities such as open the account between June 1, 2022, and Sept. 30, 2022, activate your offer when you click “Open an Account” on the landing page, or enter your email to get your $350 offer code and make qualifying direct deposits totaling $500 or more within 90 days of account opening.
This offer is available only in a few states; Ohio, Indiana, Kentucky, Michigan, North Carolina, Florida, Georgia, Tennessee, South Carolina, West Virginia, and Illinois.
Apply via https://www.53.com/content/fifth-third/en/mkg/affiliate-checking-offer.html
7. TD Bank Beyond Checking℠
To qualify for Beyond Checking℠’s $300 cash bonus offer, you must be a U.S. resident, apply for the offer online, and receive direct deposits of more than $2,500 within 60 days.
Though this account includes a $25 monthly maintenance fee, it is waived with monthly direct deposits of $5,000 or more, a minimum daily balance of $2,500, or a combined balance of $25,000. It is available to residents in New York, Florida, Connecticut, Massachusetts and a dozen of other states.
Apply for this offer via https://www.td.com/us/en/personal-banking/checking-aff-incentive-60
8. Huntington Bank Huntington Platinum Perks CheckingSM
This is one of the most generous new account opening bonuses available. It is worth $300 when you complete these qualifying activities; open the account between June 1, 2022, and Oct. 7, 2022, make cumulative deposits of at least $25,000 within the first 60 days and keep your account open for a minimum of 90 days.
This account is available to residents of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin.
Apply via https://www.moneycrashers.com/huntington-bank-review/
9. U.S. Bank Business Checking
The U.S. Bank is offering a $300 bonus until August 31, 2022 when you open an eligible new business checking account online with promo code AF49ZCB.
It is subject to these conditions; enroll in online banking or U.S. Bank Mobile App within 60 days of account opening, complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days and make other five qualifying transactions into your new business checking account.
Apply now via https://www.usbank.com/affiliate/business-checking/online-banking-bonus-a.html
10. Albert
This offers $150 bonus when you open a new Albert account and complete these activities in the first 150 days; receive direct deposit of at least $200 every 30 days in the first 90 days, spend at least $100 on your Albert debit card every 30 days in the first 90 days, and keep your account open during the offer period.
Apply via https://signup.albert.com/signup/dd-bonus
What’s Next
In deciding which banking partner to go in for, it is necessary to consider the ones that relate to your wants first, and then compare all the amazing offers and bonuses. Because it’s one thing to look at these offers, and it’s another story to look at the terms of payments, interests on accounts, etc.